Pensions

FEM provides compensation for construction workers, who are covered under FEM policyholders, as a result of severe occupational injury, disease or death whilst on duty.

Pensions are awarded to:

  • Injured employees of our policyholders.
  • Widows/Widowers.
  • Children who are dependents of deceased employees.

The award is based on a disability ranging from 31% – 100% as per medical reports. Pensions do not form part of the injured or deceased employee’s estate

The pension pay-out is not affected by:

  • The employee returning to work,
  • or the spouse of the deceased employee getting re-married.

The pension payable is terminated at the end of the month in which the pensioner died.

The pension payable to any children is terminated at the end of the month in which the child reaches the age of 18. The pension might be extended on request, until they have completed their education.

Contact the

Tip-Offs Anonymous Service

FEM has a Tip-Offs Anonymous Helpline, which is available to employees 24 hours a day, seven days a week in English, and is equipped to handle all eleven official languages of the Republic of South Africa between 8am to 5pm.

The Helpline is staffed by an organisation independent of FEM, and to the extent
possible (and in conformity with regulations); callers do not have to give their name. In all cases, employee privacy will be respected to the fullest extent possible under the law. The operator will relay the information to FEM and will provide the employee with a case number and call back date if desired.